![]() Record each item’s description and information.There are five steps to taking inventory of your possessions: Wherever you can, add descriptions, photos, videos, and receipts to document your property in as much detail as possible. However, it’s best to be thorough, so take as much time as you need.Īt minimum, your home inventory should feature an organized list of your possessions. How do I create a home inventory?Ĭreating a home inventory usually shouldn’t take longer than an hour or two. It saves you the stress of estimating the value of everything you lost right after the disaster happens. Having a contents list that you can check makes the claims process faster and easier. You need to know what’s been damaged and how much it was worth for your insurer to properly reimburse you. ![]() Of course, having a home inventory also comes in handy when you file an insurance claim. Knowing the value of your property makes it easier to figure out how much coverage you need, which is one of the first questions your insurer will ask you when you buy a policy. Having a home inventory helps you do two things:Ī home inventory tells you how much your personal property is worth. What is a renters insurance home inventory for? You also shouldn’t include furniture or appliances that belong to your landlord, not to you. However, you shouldn’t include motor vehicles, because renters insurance doesn’t cover cars or motorcycles. Your home inventory should include almost everything you own, including items you’re borrowing and items stored off-premises, both of which are covered by renters insurance. In renters insurance, a home inventory, also known as a contents list, is a list of all of the personal possessions that your renters insurance policy will cover, along with each item’s approximate value. You never know when disaster may strike.Get cheap renters insurance quotes from insurers near you! Zip Code Home inventory is not a ‘one and done’ endeavor – It is important to update your home inventory list at least once a year. Sort your home inventory into 15 categories, taking advantage of unique features such as sunburst chart and advanced search options. Enter model/serial numbers to check the value of assets compared to your current insurance coverage. Take inventory pictures by room, syncing with the online app for off-site backup. Scan items quickly, syncing with the “Belongings” online app for automatic backup, or exporting to Excel, PDF, or HTML. The free version includes space for up to 200 items and built-in checklists to help you get started and stay organized. Tracks item information, offering the unique capacity to add unlimited photos and documents (receipts, appraisals) for each item. Keep track of your valuables with free home inventory software designed to help you and your family. This four-page PDF, designed for inventory/moving, is the same one found on other major insurer websites. If you’re new to creating/keeping a home inventory, there are many FREE resources to help guide you.Īn expansive 43-page toolkit, including a checklist and essential information for navigating insurance coverage parameters and legalese.Ī ‘Real Simple’ 8-page guide featuring room-by-room fill-in-the-blank charts for common inventory items. ![]() Just be sure to make extra copies, storing one off-site if you will only keep a written copy. What’s the easiest way to create a home inventory list? There are apps designed to help you do this, or you can use a spreadsheet or a pad of paper. In addition to your photo/video footage, write down all of your valuables, room by room. Don’t forget important items like electronics, furniture, jewelry, collectibles, etc. Take photos or video footage of every room from different angles, opening cabinets and closet doors to ensure thorough coverage. Having a disaster strike your home is scary and stressful enough, and there is no reason you need to take on more emotional distress during this difficult time.Ī home inventory is simply a list of everything in your home, how much each item costs and when you bought it. By taking the time to create a home inventory list, the process of producing a list of lost or damaged items to your insurance company following property damage will be a lot easier, saving you time.
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